Mortgage Resources

• Apply Now
• Pre-Qualify
• Purchasing
• Refinance
• FHA Loans
• VA Loans
• USDA Loans
• Reverse Mortgages

Featured Tools

• Calculators

Loan Info

• Loan Process
• Loan Application Instructions
• FAQ
• For Realtors

Company Info

• Contact Us
• About Us
• Tell-A-Friend

Other Services

• Marketplace
• Home

USDA Loans

Otherwise known as, Rural Development Loans.

Lending Hand Mortgage offers the USDA or "RD" loan through participating lenders at competitive interest rates. The USDA loan is a government sponsored program providing financing for families in rural areas up to 100% of the purchase price.

Here are some of the Benefits of a USDA Loan:

• No Down Payment
• Ability to Finance the Closing Costs into the Purchase if the Appraised Value is Higher than the Contract Sales Price
• No Mortgage Insurance
• Gift Funds Allowed
• No Loan Size Maximum
• Lower Credit Scores Allowed vs Conventional Financing

To Qualify for a USDA loan, the income of the borrower and the location of the property are considered. To determine if your income and the property meet the eligibility requirements of the USDA, use the link below or call the Loan Specialists at Lending Hand Mortgage Corp. for assistance.

http://eligibility.sc.egov.usda.gov