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FHA Loans

Federal Housing Administration (FHA) loans are insured by the US government. They are a great option for home-buyers with limited resources to purchase a home and homeowners looking to refinance.

Some Benefits of an FHA loan are:

• 3.5% down-payment
• Co-signers are allowed
• Seller Can Pay up to 6% of Buyers Closing Costs
• Refinance up to 96.5% of the value of your home ( to payoff exisitng mortgages) 
• Not credit score driven ( credit score does not determine interest rate )
• Recent job changes are considered
• 100% gift money allowed from an immediate relative, buy your home with no money down
• cash out refinance loans available up to 85% of the home value
• FHA 203k loans (home rehab loans) are available for purchase or refinance
• FHA Streamline loans available to refinance existing FHA loans at lower closing costs and reduced borrower requirements

Contact a Lending Hand Mortgage Loan Specialist to learn more about how you could qualify for a Florida FHA loan. Or apply online today!