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NMLS #373538
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Get your dream home with Lending Hand Mortgage

A very important step in purchasing a new home is to get PreQualified for a home loan.

Get PreQualified Now!
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Refinance to Lower Payments with Lending Hand Mortgage

Refinancing your mortgage can be a smart move to reducing your current mortgage costs.

Get PreQualified Now!
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New Home Construction Loans

Building a new home is an exciting and challenging experience. Lending Hand Mortgage is here for you to make it happen.

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VA Loans for Veterans
You earned the Benefits

The Veteran Affairs (VA) Loan is a great choice for military veterans and their families to qualify for 100% financing of a home purchase/refinance.

Get PreQualified Now!

Lending Hand Mortgage celebrating its 23rd Business Anniversary.
Our longtime experience in the Mortgage industry
serves our client’s best interests

Our Mortgage Products & Lending Services

More important to us than anything else are borrowers happy with the mortgage loan we helped them obtain. Our goal is to make the loan process as easy and relaxing as possible. Having helped thousands of Florida homeowners and first time home buyers achieve their goals, we would love the opportunity to help you to find the best mortgage for you.

View Our Mortgage Products

Looking for a Low Interest Rate?

Let a Loan Specialist at Lending Hand Mortgage do the shopping for you. We work with banks and mortgage companies on a wholesale level. We have the pulse of who offers the best mortgage rates at any given time. Because our fees are not as high as the retail banks and mortgage companies, we pass the closing cost savings on to you.

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Find a Mortgage That Fits Your Needs

Getting a Mortgage that fits your needs is easier than you think. Contact one of our experienced loan specialists now.

Refinance

Historically, the rule of thumb was that it was worth the money to refinance if you could reduce your interest rate by at least 2%. Today, many lenders say 1% savings is enough of an incentive to refinance.

Purchase Home

Lending Hand Mortgage Corp. makes it easy to apply for a new home loan.

Reverse Mortgage

There are many factors to review before you consider applying for a reverse mortgage loan. You should discuss important financial decisions with someone you trust.

VA Loans

The US government created a military loan guaranty program to help returning service members purchase homes.

USDA Loan

One of the least known home financing programs, the government established the USDA Home Loan Program

FHA Loan

An FHA loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA).

New Construction Loan

You have decided to build a new home instead of buying an existing house.

What our clients say ...

Simplified home lending at its best. Eric and his team are only worried about getting you the best mortgage for the best rate from the best lender! We used Lending Hand for two houses now, and we’ve closed in less than 45 days on each! Highly recommended.

Jason Curtis
Tampa, FL

We are beyond happy with Lending hand. Bob was an amazing person to work with. He answered us very quickly, would answer on weekends, and even after hours…whenever we had any questions. The process was smooth. They are reliable, honest, and work quickly. We also worked with Tammy, who was prompt on answering all questions as well. She was thorough and always responded when needed. We are so glad we chose them. They are a great team! Work wonderful together.

Patty Ataides
Cape Coral, FL

Eric and his team helped me through every step of buying my house. I have used banks before but now I will use Lending Hand for my future home purchases.

David Heinold
Palm Harbor, FL

Gayle helped us with our VA refi in 2019. She really explained things well and guided us through the process. The rate we got was excellent and we are so glad we worked with Gayle and Lending Hand.

Laura Lynch
Bradenton, FL

Gayle is just a delight to work with, my refinance was seamless, would definitely work with her again.

Clay Caldwell
Bradenton, FL

I have had the pleasure of working with Lending Hand Mortgage! Extremely helpful, professional, persistent, and had my loan closed in a timely manner! I highly would recommend this company!

Crystal Parker
Jacksonville, FL

Latest Mortgage News & Articles

Autism Speaks

Lending Hand Mortgage is a proud supporter of Autism Speaks.

Support Autism Speaks

FAQs

Should I get a fixed rate or an adjustable rate?

When purchasing or refinancing a home on a fixed-rate loan, the interest rate doesn’t change over the life of the loan. An adjustable-rate mortgage (ARM) has an interest rate that is fixed for a set number of years and then afterward will go up or down based on a market index, such as the LIBOR.

Consider factors such as the length of time you plan to stay in your home. Therefore, if you plan to stay in your home for many years, a fixed-rate may be the better choice for you. Otherwise, an adjustable-rate might be better if you plan to sell your home before the rate becomes variable since initial ARM rates are typically lower than fixed-rate mortgages.

Summary
Mortgage Loans
Service Type
Mortgage Loans
Provider Name

Lending Hand Mortgage ,

3060 Palm Harbor Blvd., Ste. B-10,Palm Harbor, FL,Florida-34683,
Telephone No.(727) 785-2299
Area
Florida

Should I refinance?

Decide if you can save money by refinancing your existing loan at the current interest rate.

A lower interest rate means lower monthly payments and less total interest, but refinancing will also mean paying closing costs or points. Refinancing is a good option if the monthly savings surpasses the closing costs. Enter your loan details into the Refinance Calculator to determine how many months it would take to break even with closing costs.

Summary
Mortgage Loans
Service Type
Mortgage Loans
Provider Name

Lending Hand Mortgage ,

3060 Palm Harbor Blvd., Ste. B-10,Palm Harbor, FL,Florida-34683,
Telephone No.(727) 785-2299
Area
Florida

Are there any special requirements to get a reverse mortgage?

You must own a home, be at least 62, and have enough equity in your home. There are no medical requirements.

Our Loan Originators will conduct a financial assessment of every reverse mortgage borrower to ensure he or she has the financial capacity to continue paying mandatory obligations, such as property taxes and homeowner’s insurance, as required in the Loan Agreement.

If it is determined that a borrower may not be able to keep up with property taxes and homeowner’s insurance payments, they will be authorized to set aside a certain amount of funds from the loan to pay future charges.

Summary
Mortgage Loans
Service Type
Mortgage Loans
Provider Name

Lending Hand Mortgage ,

3060 Palm Harbor Blvd., Ste. B-10,Palm Harbor, FL,Florida-34683,
Telephone No.(727) 785-2299
Area
Florida

Why is a VA Loan a better choice than a conventional loan?

VA Loans have many benefits not offered by conventional loans, especially for first-time home buyers with little or no money for a down payment. Unlike conventional loans, VA Home Loans do not have private mortgage insurance requirements.

Additionally, VA Loans usually have more competitive rates than conventional loans and are not subject to the amount of closing costs associated with conventional loans.

There are certain fees that VA mortgage borrowers cannot be charged.

VA Home Loans also give you the ability to refinance to a lower rate without having to re-qualify for the loan, a process known as a VA Streamline Refinance, or IRRRL.

Summary
Mortgage Loans
Service Type
Mortgage Loans
Provider Name

Lending Hand Mortgage ,

3060 Palm Harbor Blvd., Ste. B-10,Palm Harbor, FL,Florida-34683,
Telephone No.(727) 785-2299
Area
Florida

Summary
Mortgage Loans
Service Type
Mortgage Loans
Provider Name
Lending Hand Mortgage ,
3060 Palm Harbor Blvd., Ste. B-10,Palm Harbor, FL,Florida-34683,
Telephone No.(727) 785-2299
Area
Florida
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 888-340-8337

 888-340-8337